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Best Transfer Partners for Amex Membership Rewards Points in 2026

American Express Membership Rewards can be transferred to 21+ airline and hotel partners, offering some of the highest redemption values in the credit card world. This deep-dive guide ranks the bes...

CardClassroom Team February 25, 2026

# Best Transfer Partners for Amex Membership Rewards Points in 2026

Last Updated: February 25, 2026

American Express Membership Rewards can be transferred to 21+ airline and hotel partners, offering some of the highest redemption values in the credit card world. This deep-dive guide ranks the best Amex transfer partners, reveals sweet spots, and shows you how to extract 2-10 cents per point value on premium redemptions.

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Quick Rankings: Best Amex Transfer Partners

RankPartnerTypeBest ForTypical ValueSweet Spots
๐Ÿฅ‡Delta SkyMilesAirlines**US domestic + Europe**1.2-2.0ยขMain cabin to Europe, domestic
๐ŸฅˆAir Canada AeroplanAirlines**Star Alliance**1.5-3.0ยขMini-RTW, premium cabins
๐Ÿฅ‰Virgin AtlanticAirlines**Transatlantic**2.0-6.0ยขUpper Class, ANA first
4๏ธโƒฃANA Mileage ClubAirlines**Japan/Asia premium**2.0-8.0ยขFirst class, Japan domestic
5๏ธโƒฃHilton HonorsHotels**Budget hotels**0.5-1.0ยข1:2 ratio bulk transfers

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Complete Transfer Partner List

Airlines (17 Partners)

  • Delta SkyMiles โญ
  • Air Canada Aeroplan โญ
  • Virgin Atlantic Flying Club โญ
  • ANA Mileage Club โญ
  • British Airways Executive Club
  • Qantas Frequent Flyer
  • Singapore Airlines KrisFlyer
  • Emirates Skywards
  • Etihad Guest
  • Air France-KLM Flying Blue
  • Avianca LifeMiles
  • Iberia Plus
  • JetBlue TrueBlue
  • Hawaiian Airlines HawaiianMiles
  • El Al Matmid
  • Aeromexico Club Premier
  • Qatar Airways Privilege Club

Hotels (4 Partners)

  • Hilton Honors (1:2 transfer ratio)
  • Marriott Bonvoy
  • Choice Privileges
  • Radisson Rewards Americas

Transfer ratio: 1:1 for airlines, 1:2 for Hilton

Transfer time: Instant to 2-3 days depending on partner

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Detailed Partner Reviews

๐Ÿฅ‡ #1: Delta SkyMiles - Best Overall Amex Transfer Partner

Why It's #1: Only transferable currency to Delta + excellent US domestic and international value.

#### Transfer Details

  • Ratio: 1:1 (1,000 Amex points = 1,000 Delta miles)
  • Transfer time: Instant
  • Minimum: 1,000 points
  • Exclusive: Amex is the ONLY credit card that transfers to Delta

#### Award Pricing (Dynamic)

Delta uses dynamic pricing (no fixed chart), but typical ranges:

RouteEconomyPremium EconomyBusiness/First
**US Domestic Short**8,000-15,00015,000-25,00025,000-50,000
**US Domestic Cross-country**12,000-30,00025,000-50,00050,000-100,000
**US - Europe**30,000-75,00050,000-100,00080,000-200,000
**US - Asia**40,000-100,00070,000-140,000100,000-250,000
**US - South America**30,000-60,00050,000-90,00080,000-150,000

Note: Prices fluctuate. Book during sales or off-peak for best value.

#### Sweet Spots

US to Europe Main Cabin:

  • Off-peak: 30,000-50,000 miles one-way
  • $600-1,000 cash value
  • Value: 1.5-2.0ยข per mile

Examples:

  • NYC to London: 40,000 miles ($700 ticket) = 1.75ยข per point
  • Atlanta to Paris: 35,000 miles ($650 ticket) = 1.86ยข per point
  • LA to Amsterdam: 45,000 miles ($800 ticket) = 1.78ยข per point

US Domestic Short-Haul:

  • 8,000-12,000 miles
  • $150-250 cash value
  • Value: 1.5-2.0ยข per mile

Examples:

  • NYC to Florida: 10,000 miles ($180 ticket) = 1.8ยข per point
  • LA to Seattle: 8,000 miles ($120 ticket) = 1.5ยข per point

Partner Airlines (Best value):

  • Air France/KLM to Europe
  • Virgin Atlantic to UK
  • Korean Air to Asia
  • Often better availability than Delta metal

Flash sales:

  • Delta occasionally runs 15% off award sales
  • Example: 50,000 to Europe becomes 42,500
  • Improves value to 2.0ยข+ per mile

#### Why Delta Is Best Amex Partner

Exclusivity:

  • ONLY transferable currency to Delta
  • If you fly Delta, must use Amex
  • Huge advantage for Delta loyalists

Extensive network:

  • 300+ US destinations
  • 1,000+ worldwide (with partners)
  • Covers most travel needs

SkyMiles don't expire:

  • No expiration if account active
  • Safe to stockpile miles
  • Flexibility for long-term planning

SkyTeam alliance:

  • Air France, KLM, Virgin Atlantic, Korean Air
  • Book partners with Delta miles
  • Access to premium cabins

Good availability:

  • More award seats than United/American often
  • Especially on Delta-operated flights
  • Easy to find space

#### Weaknesses

Dynamic pricing:

  • No fixed award chart
  • Prices can be high during peak times
  • Must search for deals

Devaluations:

  • Delta has devalued multiple times
  • Prices creep up over time
  • Use miles, don't hoard

Fuel surcharges:

  • High on some partners (Air France)
  • Can add $200-400 to "free" flights
  • Avoid or minimize with routing

Verdict: Best Amex partner for US domestic travel and Delta loyalists. Excellent value if you're strategic.

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๐Ÿฅˆ #2: Air Canada Aeroplan - Best Star Alliance Access

Why It's Great: Access to Star Alliance, mini-RTW routes, premium cabin sweet spots.

#### Transfer Details

  • Ratio: 1:1
  • Transfer time: Instant
  • Minimum: 1,000 points

#### Award Chart (Selected Routes)

RouteEconomyBusinessFirst
**North America (under 500 mi)**6,000-10,00015,000-20,000N/A
**US - Europe**30,000-60,00060,000-70,00085,000-110,000
**US - Asia**35,000-75,00075,000-90,000100,000-125,000
**US - South America**25,000-45,00055,000-65,000N/A
**Europe - Asia**30,000-55,00055,000-70,00085,000-100,000

Note: Dynamic pricing, but more predictable than Delta.

#### Sweet Spots

Mini Round-The-World (RTW):

  • Visit multiple continents on one award
  • Example: US โ†’ Europe โ†’ Asia โ†’ US
  • Business class: 110,000-160,000 miles
  • $8,000-15,000 cash value
  • Value: 5-10ยข per point

US to Europe Business:

  • 60,000-70,000 miles one-way
  • $2,500-4,500 cash value
  • Value: 3.5-6.5ยข per point

Examples:

  • NYC to Zurich on Swiss business: 70,000 miles ($4,000 value) = 5.7ยข per point
  • San Francisco to Frankfurt on Lufthansa: 70,000 miles ($3,500 value) = 5ยข per point

ANA Business Class via Aeroplan:

  • US to Japan: 75,000-90,000 miles business
  • $5,000-7,000 cash value
  • Value: 5.5-7.8ยข per point
  • Better availability than booking ANA direct

Short-haul economy:

  • Under 500 miles: 6,000 miles
  • $100-150 value
  • Value: 1.7-2.5ยข per point

#### Why Aeroplan Is Excellent

Star Alliance access:

  • 26 airlines (United, Lufthansa, ANA, Swiss, etc.)
  • Widest airline alliance
  • Book any Star Alliance flight

Stopover policy:

  • One free stopover on round-trips
  • Visit 2+ cities for one award price
  • Massive value multiplier

Fixed(ish) pricing:

  • More predictable than Delta
  • Dynamic, but within ranges
  • Can plan ahead better

Premium cabin value:

  • Business/First to Europe, Asia
  • 3-8ยข per point common
  • Best use of Amex points

#### Best Uses

Round-the-world trips:

  • Visit multiple continents
  • Stopover in Europe, continue to Asia
  • Business class for 110,000-160,000 miles

Europe business class:

  • Lufthansa, Swiss, Austrian
  • Excellent hard product
  • 60,000-70,000 miles one-way

Short-haul economy:

  • US domestic on United
  • Canada domestic on Air Canada
  • 6,000-10,000 miles

Verdict: Best for Star Alliance travelers wanting premium cabins and multi-city routing. Incredible value for complex itineraries.

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๐Ÿฅ‰ #3: Virgin Atlantic Flying Club - Best Transatlantic

Why It's Great: Amazing Upper Class (business) value, unique ANA transfer sweet spot.

#### Transfer Details

  • Ratio: 1:1
  • Transfer time: Instant
  • Minimum: 1,000 points

#### Award Chart (Selected Routes)

RouteEconomyPremium EconomyUpper Class (Business)
**US East Coast - UK**30,000-50,00050,000-80,00050,000
**US West Coast - UK**40,000-65,00065,000-100,00062,500
**US - Caribbean**15,000-25,00025,000-40,00040,000
**US - Japan (ANA)**35,00060,00095,000 (110,000 RT)
**ANA First Class**N/AN/A110,000 one-way

#### Sweet Spots

Virgin Atlantic Upper Class (Transatlantic) (BEST VALUE):

  • US East Coast to UK: 50,000 miles one-way
  • $2,500-4,000 cash value
  • Value: 5-8ยข per mile

Examples:

  • NYC to London Upper Class: 50,000 miles ($3,500+ value) = 7ยข per point
  • Boston to London Upper Class: 50,000 miles ($3,000+ value) = 6ยข per point
  • Round-trip: 100,000 miles vs $6,000-8,000 cash

Why Virgin Upper Class is incredible:

  • Lie-flat seats
  • On-board bar
  • Excellent service
  • Premium lounges (Clubhouse)
  • Private car to airport (some routes)

ANA First Class via Virgin (ULTIMATE SWEET SPOT):

  • US to Japan ANA first: 110,000 miles one-way
  • $10,000-15,000 cash value
  • Value: 9-14ยข per mile
  • Best use of Amex points possible

ANA Business Class via Virgin:

  • US to Japan ANA business: 95,000 miles one-way (110,000 round-trip!)
  • $5,000-7,000 cash value
  • Value: 5-7ยข per mile
  • Better than booking ANA direct

Why ANA via Virgin is amazing:

  • Cheaper than booking through ANA Miles Club
  • Excellent availability
  • ANA has world's best premium cabins
  • 110,000 RT vs 180,000+ other programs

#### Best Uses

Transatlantic business class:

  • Virgin Upper Class NYC/Boston to London
  • 50,000 miles one-way
  • Premium experience for reasonable miles

ANA First Class to Japan:

  • 110,000 miles one-way
  • Once-in-a-lifetime experience
  • Best redemption in points world

Delta flights to Caribbean:

  • Virgin allows booking Delta
  • 15,000-25,000 economy
  • Good for beach vacations

Verdict: Best for transatlantic premium travel and ANA flights to Asia. The Upper Class and ANA sweet spots alone make this a top-tier partner.

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4๏ธโƒฃ ANA Mileage Club - Best Asia Premium Cabins

Why It's Great: Exceptional business/first class, Japan domestic pass, Star Alliance.

#### Transfer Details

  • Ratio: 1:1
  • Transfer time: 1-2 days
  • Minimum: 1,000 points

#### Award Chart (One-Way)

RouteEconomyBusinessFirst
**US - Japan**35,000-50,00085,000-95,000120,000-155,000
**US - Asia**35,000-55,00090,000-110,000125,000-165,000
**Japan Domestic**5,000-12,000N/AN/A
**Asia - Europe**30,000-45,00075,000-90,000100,000-120,000

Note: Distance-based award chart, very predictable.

#### Sweet Spots

ANA First Class (The Room):

  • US to Japan: 120,000-155,000 miles
  • $12,000-20,000 cash value
  • Value: 10-13ยข per mile
  • Best first class in the sky

ANA Business Class:

  • US to Japan: 85,000-95,000 miles
  • $5,000-8,000 cash value
  • Value: 5-8ยข per mile
  • Excellent hard product

Japan Domestic Pass:

  • 5,000-12,000 miles per flight
  • $150-400 cash value
  • Can add to international award
  • Great for exploring Japan

Star Alliance partners:

  • Book United, Lufthansa, Swiss
  • Good for premium cabins
  • Often better availability than airline direct

Examples:

  • NYC to Tokyo ANA first: 120,000 miles ($15,000 value) = 12.5ยข per point
  • LA to Tokyo ANA business: 85,000 miles ($6,000 value) = 7ยข per point
  • Tokyo to Osaka domestic: 5,000 miles ($200 value) = 4ยข per point

#### Why ANA Is Excellent

Best premium cabins:

  • "The Room" first class (private suites)
  • Business class (lie-flat, direct aisle access)
  • Exceptional service
  • Top-rated food

Predictable pricing:

  • Distance-based chart
  • No dynamic pricing
  • Can calculate costs exactly

Good availability:

  • ANA releases space to partners
  • Easier than booking ANA.com
  • Plan ahead for best results

Japan domestic add-on:

  • 5,000-mile flights within Japan
  • Can tack onto international award
  • Explore Tokyo, Kyoto, Osaka, etc.

#### Best Uses

First class to Japan:

  • 120,000-155,000 miles
  • Best use of points in existence
  • Bucket list experience

Business class to Asia:

  • 85,000-110,000 miles
  • Long-haul comfort essential
  • Excellent value

Japan domestic travel:

  • 5,000-12,000 miles per flight
  • Better than trains sometimes
  • See more of Japan

Verdict: Best for Asia premium travel. If you're going to Japan or Asia in business/first, ANA is unbeatable.

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5๏ธโƒฃ Hilton Honors - Best Budget Hotel Partner

Why It's Here: 1:2 transfer ratio makes bulk transfers valuable for budget hotels.

#### Transfer Details

  • Ratio: 1:2 (1,000 Amex points = 2,000 Hilton points) โญ
  • Transfer time: Instant
  • Minimum: 1,000 points (becomes 2,000 Hilton)
  • Bonus: Occasional 20-30% transfer bonuses

#### Award Pricing (Points per Night)

CategoryStandardPremiumWeekend Night Reward
**Category 1**5,000-10,0007,500-15,0005,000
**Category 2**10,000-20,00015,000-30,00010,000
**Category 3**20,000-30,00030,000-45,00015,000
**Category 4**25,000-40,00037,500-60,00020,000
**Category 5**30,000-50,00045,000-75,00030,000
**Category 6**40,000-60,00060,000-90,00040,000
**Category 7**50,000-70,00075,000-105,00050,000
**Category 8**70,000-95,000105,000-142,50070,000

Note: Dynamic pricing within ranges.

#### Sweet Spots

Category 1-2 Hotels:

  • Hampton Inn, Hilton Garden Inn
  • 10,000-20,000 Hilton points/night
  • = 5,000-10,000 Amex points
  • $80-150 cash price
  • Value: 0.8-1.5ยข per Amex point

Examples:

  • Hampton Inn suburban: 10,000 Hilton (5,000 Amex) for $100 hotel = 2ยข per Amex point
  • Hilton Garden Inn: 20,000 Hilton (10,000 Amex) for $150 hotel = 1.5ยข per Amex point

Transfer bonuses:

  • Occasional 20-30% bonus
  • Example: 50,000 Amex โ†’ 130,000 Hilton (with 30% bonus)
  • Improves value significantly

5th night free:

  • Book 5 nights, pay for 4
  • On standard awards only
  • Effectively 20% discount

Weekend Night Rewards:

  • Cheaper rates Friday-Sunday
  • Category 1: 5,000 Hilton (2,500 Amex)
  • Often $80-120 hotels
  • Value: 3-5ยข per Amex point

#### Why Hilton Has Value

1:2 transfer ratio:

  • Doubles your points instantly
  • Makes budget hotels affordable
  • 50,000 Amex = 100,000 Hilton = 5-10 free nights

Huge hotel network:

  • 7,000+ properties worldwide
  • Hampton, Garden Inn, Doubletree, Conrad, Waldorf
  • Budget to luxury options

No award blackouts:

  • If standard room available, can book
  • Dynamic pricing but always bookable

Diamond status perks:

#### Weaknesses

Low point value:

  • Hilton points worth 0.5ยข each
  • After 1:2 ratio, Amex points = 1ยข
  • Worse than airline transfers (1.5-3ยข)

Dynamic pricing creeping:

  • Prices increasing over time
  • Less predictable

Devaluations:

  • Hilton has devalued multiple times
  • Use points, don't hoard

Better alternatives exist:

  • Hyatt (via Chase) better value
  • Marriott (via Amex) similar value
  • Only use if no other options

#### Best Uses

Budget hotel stays:

  • Hampton Inn, Garden Inn
  • 5,000-10,000 Amex for $100-150 hotels
  • Good for road trips, family travel

Extended stays:

  • 5th night free on 5-night bookings
  • Makes long stays affordable
  • Use points for accommodations

International travel:

  • Hilton everywhere globally
  • Familiar US brand abroad
  • Reliable quality

Transfer bonuses:

  • ONLY transfer during 20-30% bonuses
  • Improves value to 1.3-1.6ยข per Amex point
  • Check for promos before transferring

Verdict: Use Hilton for budget hotels during transfer bonuses only. Better airline options exist otherwise.

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Other Notable Partners

British Airways Executive Club

Sweet spot: Short-haul flights on American Airlines

  • US West Coast to Hawaii: 13,000 economy, 25,000 business
  • East Coast short-hops: 7,500-13,000
  • Distance-based, good for short flights

Downside: High fuel surcharges on BA flights

Best use: American Airlines domestic/short-haul

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Singapore Airlines KrisFlyer

Sweet spot: Premium cabins to Asia

  • US to Asia business: 90,000-95,000 miles
  • Suites (first): 130,000-155,000 miles
  • World-class product

Same as Chase [transfer partner](/glossary#transfer-partner "Transfer Partner - Glossary Definition"): No unique advantage

Best use: If you don't have Chase, use for SQ premium cabins

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Avianca LifeMiles

Sweet spot: Star Alliance business class deals

  • US to Europe business: 63,000-87,000 miles
  • No fuel surcharges on most partners
  • Can be cheaper than United/Aeroplan

Unpredictable: Frequent devaluations, program changes

Best use: Star Alliance long-haul when on sale

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JetBlue TrueBlue

Sweet spot: East Coast to Caribbean

  • 20,000-40,000 miles
  • Good for beach vacations
  • Fixed value ~1.4ยข per mile

Same as Chase transfer partner

Best use: NYC/Boston to Caribbean

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Marriott Bonvoy

Avoid: Poor transfer value

  • 1:1 ratio (like Amex points)
  • But Marriott points worth 0.7-1.0ยข
  • Worse than using Amex portal

Only use: If you need Marriott specifically (SPG luxury)

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Transfer Partner Strategy Guide

Best Value Tiers

Exceptional (3ยข+ per point):

  • Virgin Atlantic Upper Class: 5-8ยข
  • ANA First Class: 9-14ยข
  • Air Canada mini-RTW business: 5-10ยข
  • Aeroplan business to Europe: 3.5-6.5ยข

Great value (1.5-3ยข per point):

  • Delta to Europe: 1.5-2.0ยข
  • Air Canada business: 2.0-3.0ยข
  • Virgin Atlantic premium economy: 1.8-2.5ยข
  • ANA business class: 5-8ยข

Good value (1.2-1.5ยข per point):

  • Delta domestic: 1.2-1.8ยข
  • JetBlue: 1.3-1.5ยข
  • Hilton (with bonuses): 1.3-1.6ยข

Poor value (under 1ยข per point):

  • Marriott: 0.7-1.0ยข
  • Hilton (no bonus): 0.8-1.2ยข
  • British Airways with surcharges: 0.5-1.0ยข

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When to Transfer vs Portal

Use Amex portal (RARELY):

  • Portal value is only 1ยข per point (0.7ยข without Platinum)
  • Almost never the best option
  • Only use for last-minute cash bookings

Transfer to partners when:

  • You can get 1.5ยข+ per point
  • Award space available
  • Premium cabins (3-8ยข+ value)
  • Delta/Air Canada flights

Strategy: Almost always transfer to partners. Amex portal is weak.

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How to Search Award Availability

Delta:

  1. Log into Delta.com
  2. Search flights with "Shop with Miles"
  3. See miles price immediately
  4. Book if good value (1.5ยข+)

Air Canada:

  1. Go to AirCanada.com
  2. Log in to Aeroplan
  3. Search award flights
  4. Check availability before transferring

Virgin Atlantic:

  1. Go to VirginAtlantic.com
  2. Search reward flights
  3. Check Upper Class availability
  4. For ANA flights, search ANA.co.jp first

ANA:

  1. Search ANA.co.jp for availability
  2. Then book through ANA or Virgin
  3. Don't transfer until space confirmed

Pro tip: ALWAYS confirm award space BEFORE transferring. Transfers are irreversible.

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Real Redemption Examples

Example 1: NYC to London Round-Trip in Business

Trip: 2 people, round-trip business class

Option A: Cash

  • Virgin Upper Class: $6,000 ร— 2 = $12,000

Option B: Virgin Atlantic Miles

  • 50,000 miles each way ร— 2 people = 200,000 miles
  • Transfer 200,000 Amex points
  • Value: 6ยข per point

Option C: Air Canada Business

  • 60,000-70,000 miles each way ร— 2 = 240,000-280,000 miles
  • Less availability than Virgin
  • Value: 4.3-5ยข per point

Best choice: Virgin Atlantic (better value + Upper Class experience)

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Example 2: Family Trip to Japan

Trip: Family of 4, round-trip economy to Tokyo

Option A: Cash

  • Flights: $4,000 (4 people at $1,000 each)

Option B: ANA Economy

  • 50,000 miles RT ร— 4 = 200,000 miles
  • Transfer 200,000 Amex points
  • Value: 2ยข per point

Option C: Delta via Virgin

  • 70,000-80,000 miles RT ร— 4 = 280,000-320,000 miles
  • Value: 1.25-1.4ยข per point

Option D: Air Canada Economy

  • 70,000 miles RT ร— 4 = 280,000 miles
  • Value: 1.4ยข per point

Best choice: ANA (best value + service)

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Example 3: Luxury Honeymoon to Maldives

Trip: 2 people, round-trip business class + hotels

Option A: Cash

  • Flights business: $10,000 (2 people)
  • Hotels: $5,000 (5 nights)
  • Total: $15,000

Option B: Points

  • Flights: ANA business via Singapore 95,000 ร— 2 = 190,000 Amex ($10,000 value)
  • Hotels: Hilton 50,000 Hilton/night ร— 5 = 250,000 Hilton = 125,000 Amex ($5,000 value)
  • Total: 315,000 Amex points

Value: 4.8ยข per point average

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Frequently Asked Questions

Can I transfer points back from airlines/hotels?

No. All transfers are permanent and one-way.

Always: Confirm award availability before transferring.

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Which Amex cards earn Membership Rewards?

Personal:

  • Amex Platinum ($695 fee)
  • Amex Gold ($250 fee)
  • Amex Green ($150 fee)
  • Amex EveryDay Preferred ($95 fee)
  • Amex EveryDay (no fee)

Business:

  • Business Platinum ($695)
  • Business Gold ($375)
  • Blue Business Plus (no fee)

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Should I hoard Amex points or use them?

Use them strategically:

  • Programs devalue constantly
  • Delta, Virgin, ANA all have devalued
  • Transfer when you have a specific redemption
  • Don't stockpile excessively

But also:

  • Save enough for big trips (200K-300K)
  • Premium cabins require large balances
  • Balance between using and saving

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How do I get the most value?

Focus on premium cabins:

  • Economy rarely beats 2ยข per point
  • Business class: 3-8ยข per point common
  • First class: 8-14ยข per point possible

Use sweet spots:

  • Virgin Upper Class transatlantic (6-8ยข)
  • ANA first to Japan (10-14ยข)
  • Air Canada mini-RTW (5-10ยข)

Avoid:

  • Marriott transfers
  • Hilton without bonuses
  • Economy unless no other options

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Bottom Line: Best Amex Transfer Strategy

Our Recommended Approach

For US domestic: Transfer to Delta

  • Only option for Delta flights
  • Good value (1.2-1.8ยข)
  • Extensive network

For transatlantic: Transfer to Virgin Atlantic

  • Upper Class business: 50,000 miles
  • Exceptional value (6-8ยข)
  • Premium experience

For Asia premium: Transfer to ANA or Virgin

  • ANA first class: 120,000 miles (10-14ยข value)
  • Virgin for ANA flights: 110,000 miles (9-13ยข value)
  • World-class product

For Star Alliance: Transfer to Air Canada Aeroplan

  • Best award routing flexibility
  • Mini-RTW trips
  • Good availability

For hotels: Transfer to Hilton during bonuses ONLY

  • Wait for 20-30% bonuses
  • Budget hotels only
  • Better airline options exist

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Quick Decision Tree

Need flights?

  • Delta routes? โ†’ Delta SkyMiles
  • Star Alliance? โ†’ Air Canada Aeroplan
  • Transatlantic business? โ†’ Virgin Atlantic
  • Asia premium? โ†’ ANA or Virgin
  • Caribbean? โ†’ JetBlue or Delta

Need hotels?

  • Wait for Hilton transfer bonus
  • Otherwise use another card (Chase โ†’ Hyatt)

Not sure?

  • Don't transfer yet
  • Keep points in Amex
  • Research award availability first

Want maximum value?

  • Focus on premium cabins
  • Virgin Upper Class (6-8ยข)
  • ANA first class (10-14ยข)
  • Air Canada business (5-8ยข)

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Related Articles

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*Disclaimer: Award availability, transfer ratios, and partner programs subject to change. Always verify current award pricing and availability before transferring points. Point values shown are estimates based on typical redemptions as of February 2026.*

Advertiser Disclosure: Some of the card offers on this site are from companies from which CardClassroom receives compensation. This compensation may impact how and where products appear on this site, but does not affect our editorial opinions or ratings. Our recommendations are always based on objective analysis.

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