Privacy Policy
Last Updated: January 24, 2026
1. Introduction
CardClassroom ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website cardclassroom.com.
2. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide, including:
- Email address (when you subscribe to our newsletter)
- Name (when you create an account)
- Credit score range (when using our recommendation tools)
- Spending habits (when using calculators)
Automatically Collected Information
When you visit our website, we automatically collect:
- IP address
- Browser type and version
- Device type
- Pages visited and time spent
- Referring website
- Click patterns and interactions
3. How We Use Your Information
We use the information we collect to:
- Provide personalized credit card recommendations
- Send you relevant offers and updates (with your consent)
- Improve our website and services
- Analyze usage patterns and trends
- Detect and prevent fraud
- Comply with legal obligations
4. Cookies and Tracking Technologies
We use cookies, web beacons, and similar technologies to:
- Remember your preferences
- Track affiliate referrals (for up to 30 days)
- Analyze website traffic
- Personalize content
You can control cookies through your browser settings. Disabling cookies may affect some features of our website.
5. Third-Party Disclosure
We may share your information with:
- Affiliate Partners: When you click on affiliate links, we share a tracking ID (not personal information) to attribute the referral.
- Analytics Providers: We use Google Analytics to understand website usage.
- Email Service Providers: To send newsletters and updates.
- Legal Requirements: When required by law or to protect our rights.
We do not sell your personal information to third parties.
6. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Opt-out of marketing communications
- Withdraw consent at any time
To exercise these rights, contact us at privacy@cardclassroom.com.
7. California Residents (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to say no to the sale of personal information
- Right to equal service and price
8. Data Security
We implement appropriate technical and organizational measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the Internet is 100% secure.
9. Children's Privacy
Our website is not intended for children under 18 years of age. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at:
- Email: privacy@cardclassroom.com
- Address: 123 Finance Street, New York, NY 10001