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Updated 2026-02-10
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ChaseEditor's PickLast verified: February 2026
Chase Sapphire Reserve®
Ultimate premium travel card with unmatched benefits and the highest points earning potential.
on Chase's secure site
Welcome Bonus
75,000 points
Annual Fee
$550
Base Rewards
1x
APR
22.49% - 29.49%
Card Details at a Glance
Last verified: February 2026IssuerChase
Card CategoryTravel
Annual Fee$550
Regular APR22.49% - 29.49% (Variable)
Foreign Transaction FeeNone
Balance Transfer Fee5% (or $5 min)
Base Rewards Rate1x on all purchases
Credit Score NeededExcellent (750+)
Welcome Bonus75,000 points (spend $4,000 in 3 months)
Pros & Cons
Pros
- Generous 75,000 points welcome bonus (worth ~$1125)
- No foreign transaction fees
- Earn 3x points on travel and dining
- $300 annual travel credit
- Priority Pass airport lounge access
Cons
- $550 annual fee (premium pricing)
- High ongoing APR range (up to 29.49%)
- Requires excellent credit (750+) for approval
- High spending requirement ($4,000) for welcome bonus
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
Frequent travelers who want to earn and redeem travel rewards
Foodies who spend significantly on dining and restaurants
High spenders who can maximize premium travel benefits
International travelers who make purchases abroad
Card Overview
Ultimate premium travel card with unmatched benefits and the highest points earning potential.
Rewards at a Glance
travel3x
dining3x
Everything else1x
Key Highlights
- Earn 3x points on travel and dining
- $300 annual travel credit
- Priority Pass airport lounge access
- 50% more value through Chase Travel
- Trip delay and cancellation coverage
Like what you see?
Apply for the Chase Sapphire Reserve® directly on Chase's secure website.
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Ready to Apply?
Welcome Bonus
75,000 points
Spend $4,000 in 3 months
Estimated value: ~$1125
Secure application on Chase's site
635 people applied this week
Key Benefits
- Earn 3x points on travel and dining
- $300 annual travel credit
- Priority Pass airport lounge access
- 50% more value through Chase Travel
- Trip delay and cancellation coverage
Why Trust Our Review?
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Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.