Back to All Cards
Updated 2026-02-10
Exclusive: Apply through our link for the best available bonus!
Ends soon - don't miss out!
01
days
00
hrs
00
min
00
sec
Wells FargoEditor's PickLast verified: February 2026
Wells Fargo Active Cash® Card
Straightforward 2% cash back on all purchases with a generous intro APR period.
on Wells Fargo's secure site
Welcome Bonus
200 cash
Annual Fee
$0
Base Rewards
2x
APR
20.24% - 29.99%
Card Details at a Glance
Last verified: February 2026IssuerWells Fargo
Card CategoryCashback
Annual Fee$0 (No Annual Fee)
Regular APR20.24% - 29.99% (Variable)
Intro APR0% for 15 months
Foreign Transaction Fee3%
Base Rewards Rate2x on all purchases
Credit Score NeededGood (700+)
Welcome Bonus200 cash (spend $500 in 3 months)
Pros & Cons
Pros
- Generous 200 cash welcome bonus (worth ~$200)
- No annual fee
- 0% intro APR for 15 months
- Strong 2x base rewards on all purchases
- 2% cash back on all purchases
Cons
- 3% foreign transaction fee
- High ongoing APR range (up to 29.99%)
- Requires good credit (700+) for best approval odds
Who Is This Card Best For?
This card is ideal for the following types of cardholders:
People who prefer simple cash back over points systems
Those who want strong rewards without paying an annual fee
Anyone needing 15 months of 0% interest on purchases
Card Overview
Straightforward 2% cash back on all purchases with a generous intro APR period.
Key Highlights
- 2% cash back on all purchases
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
- $200 cash rewards bonus
- Cell phone protection up to $600
Like what you see?
Apply for the Wells Fargo Active Cash® Card directly on Wells Fargo's secure website.
Secure5-minute applicationInstant decision
Similar Cards to Consider
Compare other popular options in the same category
Ready to Apply?
Welcome Bonus
200 cash
Spend $500 in 3 months
Estimated value: ~$200
Secure application on Wells Fargo's site
683 people applied this week
Key Benefits
- 2% cash back on all purchases
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
- $200 cash rewards bonus
- Cell phone protection up to $600
Why Trust Our Review?
Independent analysis of 200+ cards
Data verified against issuer websites
100% free comparison service
Updated 2026-02-10
All rates, fees, and bonus offers are subject to credit approval and may change without notice. Please verify current offers on issuer websites.