Transfer Partners Ranked: Where to Send Your Points
In This Guide
Why Transfer Partners Matter
Transfer partners are airlines and hotels you can move your credit card points to, often at a 1:1 ratio. The value you get per point can range from 1 cent to over 5 cents depending on the partner and redemption.
This is where flexible points currencies like Chase Ultimate Rewards, Amex Membership Rewards, and Citi ThankYou Points really shine compared to fixed-value cash back.
Top Chase Transfer Partners
World of Hyatt consistently delivers the best value among Chase partners. Award nights at Category 1-4 hotels cost 5,000-15,000 points and can easily be worth $150-400+, giving you 2-4 cents per point.
United MileagePlus and Southwest Rapid Rewards are also strong options, especially for domestic travel. Transfer ratios are 1:1 for all Chase partners.
Pro Tips
- Hyatt is almost always the best value for hotel stays
- United is ideal for Star Alliance partner flights
- Southwest points are great for domestic travel with no change fees
Top Amex Transfer Partners
ANA Mileage Club offers incredible value for business class flights to Japan and Asia. A round-trip business class ticket to Tokyo can cost just 75,000-88,000 points, worth $5,000-10,000.
Virgin Atlantic is another standout for booking Delta One business class seats at lower point costs than booking directly through Delta.
Maximizing Transfer Value
The key to getting outsized value from transfers is flexibility. Have flexible travel dates, be open to connecting flights, and search award availability across multiple partners before transferring.
Never transfer points speculatively. Only transfer when you've confirmed award availability and are ready to book immediately, as transfers are typically irreversible.
Pro Tips
- Always check award availability BEFORE transferring points
- Watch for transfer bonuses (10-30% extra points) from Amex and Chase
- Use award search tools to compare redemption values across programs
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