Best Credit Cards for Amazon Shopping (2026)
If Amazon is your go-to shopping destination, using the right credit card can save you 2-5% on every order. While Amazon's own co-branded cards offer the highest rates, several general-purpose cards also deliver strong Amazon rewards through rotating categories and flexible bonus structures.
How We Choose These Cards
Our methodology for ranking the best amazon cards
All card data is verified against issuer websites and updated monthly. Last verified: March 2026. See our advertiser disclosure for details on how we are compensated.
Top 6 Amazon Credit Cards
Chase Freedom Flex℠
Maximize rewards with rotating 5% categories plus elevated earnings on everyday spending.
Bonus Categories
Pros
- 200 cash welcome bonus (~$200 value)
- No annual fee
- 0% intro APR for 15 months
- Up to 5x on rotating, dining, drugstore
Cons
- 3% foreign transaction fee
- High ongoing APR (up to 29.24%)
Key Benefits
- Earn 5% cash back on rotating categories (up to $1,500/quarter)
- 3% on dining and drugstore purchases
- 0% intro APR for 15 months
- No annual fee
- Cell phone protection up to $800
Discover it® Cash Back
Rotating 5% categories with unique Cashback Match for first year - effectively double cash back.
Bonus Categories
Pros
- Discover matches all cash back earned in the first year
- No annual fee
- No foreign transaction fees
- 0% intro APR for 15 months
Cons
- High ongoing APR (up to 27.24%)
Key Benefits
- 5% cash back on rotating categories (up to $1,500/quarter)
- Cashback Match: Discover matches all cash back first year
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
- Free FICO credit score
Citi® Custom Cash Card
Automatically earn 5% cash back on your top spending category each billing cycle.
Bonus Categories
Pros
- 200 cash welcome bonus (~$200 value)
- No annual fee
- 0% intro APR for 15 months
- Up to 5x on topCategory
Cons
- 3% foreign transaction fee
- High ongoing APR (up to 29.24%)
Key Benefits
- 5% cash back on top spending category (up to $500/month)
- Automatically tracks and applies bonus
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
- $200 welcome bonus
Wells Fargo Active Cash® Card
Straightforward 2% cash back on all purchases with a generous intro APR period.
Citi® Double Cash Card
The original 2% cash back everywhere card - simple and effective for maximizing everyday spending.
Capital One SavorOne Cash Rewards Credit Card
Top cash back card for dining and entertainment with no annual fee.
Tips for Choosing a Amazon Card
- The Chase Freedom Flex and Discover it regularly include Amazon in their 5% rotating categories.
- If you do not have Prime, the Citi Custom Cash earns 5% on your top category automatically.
- Whole Foods purchases often qualify for grocery bonus categories on non-Amazon cards.
- Use Amazon's own payment options in combination with card rewards for maximum savings.
- Stack rewards by purchasing discounted gift cards with a high-reward card, then using them on Amazon.
Frequently Asked Questions
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